*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}
:root{
  --verde:#1D9E75;--verde-o:#0F6E56;--verde-c:#E1F5EE;
  --crema:#FAF8F3;--texto:#1a1a1a;--suave:#5a5a5a;
  --borde:rgba(0,0,0,0.08);--blanco:#fff;
}
html{scroll-behavior:smooth}
body{font-family:'DM Sans',sans-serif;background:var(--crema);color:var(--texto);font-size:16px;line-height:1.6}

/* NAV */
nav{display:flex;justify-content:space-between;align-items:center;padding:.8rem 2rem;background:white;border-bottom:1px solid var(--borde);position:sticky;top:0;z-index:100;flex-wrap:wrap;gap:.5rem}
.logo{font-family:'Playfair Display',serif;font-size:1.25rem;font-weight:700;color:var(--verde-o);cursor:pointer;text-decoration:none}
.logo span{color:var(--verde)}
nav ul{list-style:none;display:flex;gap:.5rem;align-items:center;flex-wrap:wrap;justify-content:center}
nav ul a{text-decoration:none;font-size:.85rem;color:var(--suave);cursor:pointer;transition:background .15s,color .15s;display:inline-block;padding:.4rem .8rem;border-radius:50px;background:#f3f4f6;font-weight:400}
nav ul a:hover{background:#e5e7eb;color:var(--texto)}
.btn-nav{background:#f3f4f6!important;color:var(--suave)!important;padding:.4rem .8rem!important;border-radius:50px!important;font-weight:400!important;font-size:.85rem!important}
.btn-nav:hover{background:#e5e7eb!important;color:var(--texto)!important}
.btn-ahorro{background:var(--verde-c)!important;color:var(--verde-o)!important;padding:.4rem .8rem!important;border-radius:50px!important;font-weight:600!important;font-size:.85rem!important;border:none!important}
.btn-ahorro:hover{background:#c8eee2!important;color:var(--verde-o)!important}

/* PAGES */

/* HERO */
.hero{display:grid;grid-template-columns:1fr 1fr;gap:4rem;max-width:1100px;margin:0 auto;padding:5rem 2rem 4rem;align-items:center}
.hero-badge{display:inline-flex;align-items:center;gap:.4rem;background:var(--verde-c);color:var(--verde-o);font-size:.78rem;font-weight:500;padding:.35rem .9rem;border-radius:100px;margin-bottom:1.5rem;letter-spacing:.03em}
.dot{width:6px;height:6px;border-radius:50%;background:var(--verde);display:inline-block;animation:pulse 2s infinite}
@keyframes pulse{0%,100%{opacity:1}50%{opacity:.4}}
h1{font-family:'Playfair Display',serif;font-size:2.9rem;font-weight:700;line-height:1.15;letter-spacing:-.03em;margin-bottom:1.2rem;color:#0a0a0a}
h1 em{font-style:italic;color:var(--verde)}
.hero-sub{font-size:1.02rem;color:var(--suave);margin-bottom:2rem;line-height:1.7;font-weight:300}
.hero-cta{display:flex;gap:1rem;align-items:center;flex-wrap:wrap}
.btn-primary{background:var(--verde-o);color:white;padding:.85rem 2rem;border-radius:100px;font-size:.95rem;font-weight:500;cursor:pointer;border:none;font-family:'DM Sans',sans-serif;transition:background .2s,transform .15s}
.btn-primary:hover{background:#085041;transform:translateY(-1px)}
.btn-ghost{color:var(--suave);font-size:.9rem;cursor:pointer;background:none;border:none;font-family:'DM Sans',sans-serif}
.btn-ghost:hover{color:var(--texto)}

/* HERO VISUAL */
.hero-visual{position:relative;padding:2rem 1.5rem}
.card-main{background:white;border-radius:20px;padding:1.8rem;border:1px solid var(--borde);box-shadow:0 8px 32px rgba(0,0,0,.06)}
.card-label{font-size:.75rem;color:var(--suave);text-transform:uppercase;letter-spacing:.08em;margin-bottom:.4rem}
.card-value{font-family:'Playfair Display',serif;font-size:2.2rem;font-weight:700;color:var(--verde-o);margin-bottom:.3rem}
.card-meta{font-size:.82rem;color:var(--verde);font-weight:500}
.chart-bars{display:flex;align-items:flex-end;gap:6px;height:80px;margin:1.2rem 0 .5rem}
.bar{flex:1;border-radius:4px 4px 0 0;background:var(--verde-c)}
.bar.active{background:var(--verde)}
.chart-labels{display:flex;gap:6px;font-size:.65rem;color:var(--suave)}
.chart-labels span{flex:1;text-align:center}
.card-float-1{position:absolute;top:0;right:0;background:white;border-radius:14px;padding:.9rem 1.1rem;border:1px solid var(--borde);box-shadow:0 4px 16px rgba(0,0,0,.08);font-size:.8rem;min-width:140px}
.card-float-2{position:absolute;bottom:0;left:0;background:var(--verde-o);border-radius:14px;padding:.9rem 1.1rem;box-shadow:0 4px 16px rgba(0,0,0,.1);font-size:.8rem;color:white;min-width:160px}
.float-label{font-size:.68rem;opacity:.7;margin-bottom:.15rem}
.float-value{font-weight:600;font-size:1rem}
.float-change{font-size:.72rem;color:#9FE1CB;margin-top:.1rem}

/* STATS */
.stats-bar{background:white;border-top:1px solid var(--borde);border-bottom:1px solid var(--borde);padding:1.8rem 2rem}
.stats-inner{max-width:1100px;margin:0 auto;display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}
.stat-item{text-align:center;padding:.5rem}
.stat-num{font-family:'Playfair Display',serif;font-size:1.8rem;font-weight:700;color:var(--verde-o)}
.stat-desc{font-size:.8rem;color:var(--suave);margin-top:.2rem}

/* SECTIONS */
section{max-width:1100px;margin:0 auto;padding:4rem 2rem}
.section-tag{font-size:.75rem;text-transform:uppercase;letter-spacing:.1em;color:var(--verde);font-weight:500;margin-bottom:.8rem}
h2{font-family:'Playfair Display',serif;font-size:2.1rem;font-weight:700;line-height:1.2;letter-spacing:-.02em;margin-bottom:1rem;color:#0a0a0a}
.section-sub{font-size:1rem;color:var(--suave);max-width:520px;margin-bottom:3rem;font-weight:300}

/* ARTICLE CARDS */
.articles-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}
.article-card{background:white;border-radius:16px;overflow:hidden;border:1px solid var(--borde);transition:transform .2s,box-shadow .2s;cursor:pointer;text-decoration:none;color:inherit;display:block}
.article-card:hover{transform:translateY(-3px);box-shadow:0 12px 32px rgba(0,0,0,.08)}
.article-thumb{height:130px;display:flex;align-items:center;justify-content:center;font-size:2.3rem}
.tv{background:var(--verde-c)}.ta{background:#E6F1FB}.tb{background:#FAEEDA}.tc{background:#FBEAF0}.td{background:#F1EFE8}
.article-body{padding:1.2rem}
.article-tag{font-size:.7rem;text-transform:uppercase;letter-spacing:.08em;color:var(--verde);font-weight:500;margin-bottom:.5rem}
.article-title{font-family:'Playfair Display',serif;font-size:.98rem;font-weight:600;line-height:1.35;margin-bottom:.5rem;color:#0a0a0a}
.article-excerpt{font-size:.8rem;color:var(--suave);line-height:1.6}

/* STEPS */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:1.5rem;position:relative}
.steps::before{content:'';position:absolute;top:28px;left:10%;right:10%;height:1px;background:var(--borde);z-index:0}
.step{text-align:center;position:relative;z-index:1}
.step-num{width:56px;height:56px;border-radius:50%;background:white;border:1.5px solid var(--borde);display:flex;align-items:center;justify-content:center;font-family:'Playfair Display',serif;font-size:1.1rem;font-weight:700;color:var(--verde-o);margin:0 auto 1rem}
.step-num.active{background:var(--verde);border-color:var(--verde);color:white}
.step-title{font-weight:500;font-size:.9rem;margin-bottom:.4rem}
.step-desc{font-size:.8rem;color:var(--suave);line-height:1.55}

/* BROKERS */
.brokers-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:1.2rem}
.broker-card{background:white;border:1px solid var(--borde);border-radius:14px;padding:1.4rem;display:flex;align-items:flex-start;gap:1rem;transition:border-color .2s;cursor:pointer}
.broker-card:hover{border-color:var(--verde)}
.broker-card.revolut-featured{border:2px solid var(--verde);background:linear-gradient(135deg,rgba(29,158,117,.05) 0%,rgba(225,245,238,.3) 100%);position:relative}
.broker-card.revolut-featured::before{content:'✓ Recomendado';position:absolute;top:-12px;left:20px;background:var(--verde);color:white;padding:.25rem .7rem;border-radius:100px;font-size:.65rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em}
.broker-icon{width:44px;height:44px;border-radius:10px;display:flex;align-items:center;justify-content:center;font-size:1.3rem;flex-shrink:0}
.broker-name{font-weight:500;font-size:.95rem;margin-bottom:.2rem}
.broker-desc{font-size:.78rem;color:var(--suave);line-height:1.5}
.broker-badge{margin-top:.5rem;display:inline-block;font-size:.68rem;font-weight:500;padding:.2rem .6rem;border-radius:100px;background:var(--verde-c);color:var(--verde-o)}
.broker-btn{display:inline-block;margin-top:1rem;padding:.5rem 1.2rem;background:var(--verde);color:white;border-radius:100px;border:none;font-size:.8rem;font-weight:500;cursor:pointer;text-decoration:none;font-family:'DM Sans',sans-serif;transition:background .2s}
.broker-btn:hover{background:var(--verde-o)}

/* BANNER TAXDOWN */
.banner-taxdown{background:linear-gradient(135deg,#0F6E56 0%,#1D9E75 100%);border-radius:12px;padding:2rem;margin:2.5rem 0;display:flex;align-items:center;justify-content:space-between;gap:2rem;box-shadow:0 4px 16px rgba(29,158,117,.12)}
.banner-taxdown h3{color:white;margin:0;font-size:1.2rem;font-family:'Playfair Display',serif;font-weight:600}
.banner-taxdown p{color:rgba(255,255,255,.95);margin:.5rem 0 0;font-size:.9rem;line-height:1.5}
.btn-taxdown{background:white;color:var(--verde-o);padding:.7rem 1.5rem;border-radius:100px;font-weight:600;border:none;cursor:pointer;font-size:.88rem;white-space:nowrap;transition:all .2s;font-family:'DM Sans',sans-serif}
.btn-taxdown:hover{transform:scale(1.02);box-shadow:0 2px 8px rgba(0,0,0,.1)}

@media(max-width:768px){
  .banner-taxdown{flex-direction:column;gap:1.5rem;text-align:center;padding:1.5rem}
  .banner-taxdown h3{font-size:1.1rem}
  .btn-taxdown{width:100%;white-space:normal}
}

/* NEWSLETTER */
.nl-section{background:var(--verde-o)}
.nl-inner{max-width:1100px;margin:0 auto;padding:4rem 2rem;display:grid;grid-template-columns:1fr 1fr;gap:4rem;align-items:center}
.nl-inner h2{color:white;font-size:2rem}
.nl-inner p{color:rgba(255,255,255,.7);font-size:.95rem;margin-top:.8rem;font-weight:300}
.nl-form{display:flex;flex-direction:column;gap:.8rem}
.nl-form input{padding:.9rem 1.2rem;border-radius:100px;border:none;background:rgba(255,255,255,.12);color:white;font-size:.9rem;font-family:'DM Sans',sans-serif;outline:none}
.nl-form input::placeholder{color:rgba(255,255,255,.45)}
.nl-form input:focus{background:rgba(255,255,255,.18)}
.btn-white{background:white;color:var(--verde-o);padding:.9rem 1.5rem;border-radius:100px;border:none;font-size:.9rem;font-weight:500;font-family:'DM Sans',sans-serif;cursor:pointer;transition:opacity .2s}
.btn-white:hover{opacity:.9}
.form-note{font-size:.72rem;color:rgba(255,255,255,.45);text-align:center}

/* LEAD MAGNET */
.lm-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem}
.lm-card{background:white;border:1px solid var(--borde);border-radius:16px;padding:2rem;position:relative;overflow:hidden}
.lm-card::before{content:'';position:absolute;top:0;left:0;right:0;height:4px;background:var(--verde)}
.lm-icon{font-size:2rem;margin-bottom:1rem}
.lm-title{font-family:'Playfair Display',serif;font-size:1.1rem;font-weight:700;margin-bottom:.6rem;color:#0a0a0a}
.lm-desc{font-size:.85rem;color:var(--suave);margin-bottom:1.2rem;line-height:1.6}
.lm-items{list-style:none;margin-bottom:1.5rem}
.lm-items li{font-size:.82rem;color:var(--texto);padding:.3rem 0;display:flex;align-items:flex-start;gap:.5rem}
.lm-items li::before{content:'✓';color:var(--verde);font-weight:700;flex-shrink:0;margin-top:.1rem}
.lm-form{display:flex;gap:.5rem;flex-wrap:wrap}
.lm-form input{flex:1;min-width:160px;padding:.65rem 1rem;border-radius:100px;border:1px solid var(--borde);font-family:'DM Sans',sans-serif;font-size:.85rem;outline:none}
.lm-form input:focus{border-color:var(--verde)}
.btn-lm{background:var(--verde);color:white;padding:.65rem 1.2rem;border-radius:100px;border:none;font-size:.85rem;font-weight:500;font-family:'DM Sans',sans-serif;cursor:pointer;white-space:nowrap}

/* COMPARATIVA */
.comp-table{width:100%;border-collapse:collapse;margin:1.5rem 0;font-size:.88rem;min-width:650px}
.table-container{overflow-x:auto;margin:1.5rem 0;border-radius:8px;-webkit-overflow-scrolling:touch;width:100%}
.comp-table th{background:var(--verde-o);color:white;padding:.9rem 1rem;text-align:left;font-weight:500;font-size:.85rem;white-space:normal}
.comp-table th:first-child{border-radius:8px 0 0 0}
.comp-table th:last-child{border-radius:0 8px 0 0}
.comp-table td{padding:.8rem 1rem;border-bottom:1px solid var(--borde);vertical-align:top;white-space:normal}
.comp-table tr:last-child td{border-bottom:none}
.comp-table tr:nth-child(even){background:#FAFAF8}
.tag-b{color:var(--verde-o);font-weight:500}
.tag-m{color:#A32D2D;font-weight:500}
.tag-n{color:var(--suave)}

/* CARTERAS */
.carteras-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}
.cartera-card{background:white;border-radius:16px;padding:1.8rem;border:1px solid var(--borde)}
.cartera-badge{display:inline-block;font-size:.72rem;font-weight:500;padding:.25rem .7rem;border-radius:100px;margin-bottom:1rem}
.cartera-name{font-family:'Playfair Display',serif;font-size:1.3rem;font-weight:700;margin-bottom:.4rem}
.cartera-desc{font-size:.83rem;color:var(--suave);margin-bottom:1.2rem;line-height:1.6}
.cartera-alloc{margin-bottom:1.2rem}
.alloc-bar{height:10px;border-radius:100px;margin-bottom:.4rem;display:flex;overflow:hidden}
.alloc-rv{background:var(--verde)}
.alloc-rf{background:#B5D4F4}
.alloc-label{display:flex;gap:1rem;font-size:.72rem;color:var(--suave)}
.cartera-fondos{border-top:1px solid var(--borde);padding-top:1rem;margin-top:1rem}
.fondo-item{margin-bottom:.8rem}
.fondo-name{font-size:.83rem;font-weight:500;color:#0a0a0a}
.fondo-isin{font-size:.72rem;color:var(--suave);font-family:monospace}
.fondo-peso{font-size:.72rem;color:var(--verde);font-weight:500}

/* CALCULADORA */
.calc-wrap{background:white;border-radius:20px;padding:2.5rem;border:1px solid var(--borde)}
.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:start}
.calc-inputs{display:flex;flex-direction:column;gap:1.5rem}
.calc-field label{display:block;font-size:.82rem;font-weight:500;color:var(--texto);margin-bottom:.5rem}
.calc-field input[type=range]{width:100%;accent-color:var(--verde);cursor:pointer}
.calc-val{font-size:1.2rem;font-weight:500;color:var(--verde-o);margin-top:.3rem}
.calc-results{background:var(--crema);border-radius:14px;padding:1.5rem}
.calc-result-title{font-size:.78rem;text-transform:uppercase;letter-spacing:.08em;color:var(--suave);margin-bottom:1rem}
.result-row{display:flex;justify-content:space-between;align-items:center;padding:.6rem 0;border-bottom:1px solid var(--borde)}
.result-row:last-child{border-bottom:none}
.result-label{font-size:.85rem;color:var(--suave)}
.result-val{font-family:'Playfair Display',serif;font-size:1.2rem;font-weight:700}
.result-val.banco{color:#A32D2D}
.result-val.myinv{color:var(--verde-o)}
.result-diff-box{background:var(--verde-o);border-radius:10px;padding:1rem;margin-top:1rem;text-align:center;color:white}
.result-diff-label{font-size:.75rem;opacity:.8;margin-bottom:.3rem}
.result-diff-val{font-family:'Playfair Display',serif;font-size:1.8rem;font-weight:700}
.result-diff-sub{font-size:.75rem;opacity:.75;margin-top:.2rem}
.cta-after-calc{margin-top:1.2rem;width:100%;padding:.9rem;border-radius:100px;background:var(--verde);color:white;border:none;font-size:.9rem;font-weight:500;font-family:'DM Sans',sans-serif;cursor:pointer;transition:background .2s}
.cta-after-calc:hover{background:var(--verde-o)}

/* CENTRO DE HERRAMIENTAS */
.tools-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;align-items:start}
.tool-card{background:white;border-radius:20px;padding:2rem;border:1px solid var(--borde);display:flex;flex-direction:column;gap:1.2rem;position:relative;overflow:hidden}
.tool-card::before{content:'';position:absolute;top:0;left:0;right:0;height:4px}
.tool-card.tc1::before{background:var(--verde)}
.tool-card.tc2::before{background:#E8A23A}
.tool-card.tc3::before{background:#A32D2D}
.tool-icon{font-size:2rem;line-height:1}
.tool-title{font-family:'Playfair Display',serif;font-size:1.15rem;font-weight:700;color:#0a0a0a;line-height:1.25;margin-bottom:1.5rem}
.tool-desc{font-size:.82rem;color:var(--suave);line-height:1.6;margin-top:-.4rem}
.tool-fields{display:flex;flex-direction:column;gap:1rem}
.tool-field label{display:block;font-size:.78rem;font-weight:500;color:var(--texto);margin-bottom:.35rem}
.tool-field input[type=range]{width:100%;accent-color:var(--verde);cursor:pointer}
.tool-val{font-size:1rem;font-weight:500;color:var(--verde-o);margin-top:.2rem}
.tool-results{background:var(--crema);border-radius:12px;padding:1.2rem;display:flex;flex-direction:column;gap:.6rem}
.tool-result-row{display:flex;justify-content:space-between;align-items:baseline;padding:.4rem 0;border-bottom:1px solid var(--borde);font-size:.83rem}
.tool-result-row:last-child{border-bottom:none}
.tool-result-label{color:var(--suave)}
.tool-result-val{font-family:'Playfair Display',serif;font-weight:700;font-size:1.05rem;color:var(--verde-o)}
.tool-highlight{border-radius:10px;padding:1rem;text-align:center;color:white;margin-top:.2rem}
.tool-highlight.green{background:var(--verde-o)}
.tool-highlight.amber{background:#B87820}
.tool-highlight.red{background:#A32D2D}
.tool-highlight-label{font-size:.72rem;opacity:.8;margin-bottom:.25rem}
.tool-highlight-val{font-family:'Playfair Display',serif;font-size:1.6rem;font-weight:700;line-height:1.1}
.tool-highlight-sub{font-size:.7rem;opacity:.75;margin-top:.2rem}
.tool-cta{display:block;text-align:center;padding:.75rem 1rem;border-radius:100px;background:var(--verde);color:white;border:none;font-size:.82rem;font-weight:500;font-family:'DM Sans',sans-serif;cursor:pointer;text-decoration:none;transition:background .2s;margin-top:auto}
.tool-cta:hover{background:var(--verde-o)}
.espera-rows{display:flex;flex-direction:column;gap:.5rem}
.espera-row{display:flex;justify-content:space-between;align-items:center;padding:.6rem .8rem;border-radius:8px;font-size:.82rem}
.espera-row.hoy{background:var(--verde-c)}
.espera-row.cinco{background:#FFF3E0}
.espera-row.diez{background:#FDECEA}
.espera-row-label{color:var(--suave);font-weight:500}
.espera-row-val{font-family:'Playfair Display',serif;font-weight:700;font-size:1rem}
.espera-row.hoy .espera-row-val{color:var(--verde-o)}
.espera-row.cinco .espera-row-val{color:#B87820}
.espera-row.diez .espera-row-val{color:#A32D2D}
@media(max-width:900px){.tools-grid{grid-template-columns:1fr}}

/* SEO ARTICLES LIST */
.seo-list{display:flex;flex-direction:column;gap:.8rem}
.seo-item{background:white;border:1px solid var(--borde);border-radius:12px;padding:1rem 1.2rem;cursor:pointer;display:flex;align-items:center;gap:1rem;transition:border-color .2s}
.seo-item:hover{border-color:var(--verde)}
.seo-num{font-family:'Playfair Display',serif;font-size:1.1rem;font-weight:700;color:var(--verde-o);min-width:2rem}
.seo-title{font-size:.9rem;font-weight:500;color:#0a0a0a;line-height:1.4}
.seo-tag{font-size:.7rem;color:var(--suave);margin-top:.2rem}

/* ARTICLE PAGE */
.article-page{max-width:720px;margin:0 auto;padding:3rem 2rem 5rem}
.back-btn{display:inline-flex;align-items:center;gap:.4rem;font-size:.85rem;color:var(--suave);cursor:pointer;background:none;border:none;font-family:'DM Sans',sans-serif;margin-bottom:2rem;transition:color .2s;padding:0}
.back-btn:hover{color:var(--verde-o)}
.article-header{margin-bottom:2.5rem}
.art-tag{font-size:.75rem;text-transform:uppercase;letter-spacing:.1em;color:var(--verde);font-weight:500;margin-bottom:.8rem;display:block}
.article-header h1{font-family:'Playfair Display',serif;font-size:2.3rem;font-weight:700;line-height:1.2;letter-spacing:-.02em;margin-bottom:1rem}
.article-header h1 em{font-style:italic;color:var(--verde)}
.article-header h2{font-family:'Playfair Display',serif;font-size:2.3rem;font-weight:700;line-height:1.2;letter-spacing:-.02em;margin-bottom:1rem}
.article-header h2 em{font-style:italic;color:var(--verde)}
.article-header h2{font-family:'Playfair Display',serif;font-size:2.3rem;font-weight:700;line-height:1.2;letter-spacing:-.02em;margin-bottom:1rem}
.article-header h2 em{font-style:italic;color:var(--verde)}
.article-meta{display:flex;gap:1.5rem;font-size:.82rem;color:var(--suave);padding-bottom:1.5rem;border-bottom:1px solid var(--borde);flex-wrap:wrap}
.article-content{line-height:1.85}
.article-content p{margin-bottom:1.4rem;color:var(--texto);font-size:1rem}
.article-content h2{font-family:'Playfair Display',serif;font-size:1.55rem;font-weight:700;margin:2.5rem 0 1rem;letter-spacing:-.02em}
.article-content h3{font-family:'Playfair Display',serif;font-size:1.1rem;font-weight:600;margin:1.8rem 0 .7rem}
.hl-box{background:var(--verde-c);border-left:3px solid var(--verde);border-radius:0 10px 10px 0;padding:1.2rem 1.4rem;margin:1.8rem 0}
.hl-box p{margin-bottom:0;color:var(--verde-o);font-weight:500;font-size:.95rem}
.hl-box.warning{background:#FAEEDA;border-color:#EF9F27}
.hl-box.warning p{color:#633806}
.cta-broker{background:var(--verde-o);color:white;border-radius:16px;padding:2rem;margin:2rem 0;display:flex;justify-content:space-between;align-items:center;gap:1.5rem;flex-wrap:wrap}
.cta-broker-text strong{display:block;font-size:1.05rem;margin-bottom:.3rem}
.cta-broker-text span{font-size:.85rem;opacity:.75}
.btn-cta-b{background:white;color:var(--verde-o);padding:.75rem 1.5rem;border-radius:100px;font-weight:500;font-size:.9rem;border:none;cursor:pointer;font-family:'DM Sans',sans-serif;white-space:nowrap;flex-shrink:0;text-decoration:none}
.article-nav{margin-top:3rem;padding-top:2rem;border-top:1px solid var(--borde);display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:1rem}
.next-art{background:white;border:1px solid var(--borde);border-radius:12px;padding:1rem 1.2rem;cursor:pointer;transition:border-color .2s;max-width:280px}
.next-art:hover{border-color:var(--verde)}
.next-label{font-size:.72rem;color:var(--suave);text-transform:uppercase;letter-spacing:.08em;margin-bottom:.3rem}
.next-title{font-family:'Playfair Display',serif;font-size:.95rem;font-weight:600;line-height:1.3}

/* DIVIDER / FOOTER */
.divider{height:1px;background:var(--borde);max-width:1100px;margin:0 auto}
footer{background:white;border-top:1px solid var(--borde);padding:2.5rem 2rem;text-align:center}
.footer-logo{font-family:'Playfair Display',serif;font-size:1.1rem;font-weight:700;color:var(--verde-o);margin-bottom:.6rem}
.footer-note{font-size:.78rem;color:var(--suave);max-width:520px;margin:.5rem auto 0;line-height:1.6}

/* RESPONSIVE */
@media(max-width:768px){
  .hero{grid-template-columns:1fr;padding:2.5rem 1.5rem}
  .hero-visual{display:none}
  .stats-inner{grid-template-columns:repeat(2,1fr)}
  .articles-grid{grid-template-columns:1fr}
  .brokers-grid{grid-template-columns:1fr}
  .carteras-grid{grid-template-columns:1fr}
  .calc-grid{grid-template-columns:1fr}
  .lm-grid{grid-template-columns:1fr}
  .nl-inner{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr 1fr}
  nav{padding:.7rem 1.2rem;gap:.4rem}
  .logo{font-size:1.1rem}
  nav ul{gap:.4rem;flex-direction:row;flex-wrap:wrap;justify-content:center;padding:.3rem 0}
  nav ul a{padding:.35rem .65rem;font-size:.78rem}
  h1{font-size:2.2rem}
  h2{font-size:1.7rem}
}

/* ESTILOS PARA PÁGINAS INTERNAS */
.page{min-height:calc(100vh - 200px);background:var(--crema);color:var(--texto)}
.page section{padding-bottom:5rem}
#page-termometro{background:var(--crema)}
#page-termometro section{background:var(--crema);color:var(--texto)}
#page-inversiones-alternativas{background:var(--crema)}
#page-inversiones-alternativas section{background:var(--crema);color:var(--texto)}
#page-sobre{background:var(--crema)}
#page-sobre section{background:var(--crema);color:var(--texto)}
.btn-option{display:flex;flex-direction:column;padding:1rem;border:2px solid var(--borde);border-radius:8px;background:white;cursor:pointer;font-family:'DM Sans',sans-serif;transition:all 0.2s}
.btn-option:hover{border-color:var(--verde);background:rgba(29,158,117,0.02)}
.question-block{animation:fadeIn 0.3s ease-in}
@keyframes fadeIn{from{opacity:0}to{opacity:1}}

/* FAQ ACORDEÓN */
.faq-item button:hover{background:var(--crema)!important}
.faq-body{animation:fadeIn .2s ease}